| Protecting your privacy
is important to us. We want you to understand what
information we collect and how we use it. In order
to provide our customers with a broad range of financial
products and services as effectively and conveniently
as possible, we use technology to manage and maintain
customer information. The following policy serves
as a standard for all Nebraska State Bank &
Trust Co. employees for collection, use, retention,
and security of nonpublic personal information.
What Information We Collect
We may collect nonpublic personal information
about you from the following sources:
- Information we receive from you on applications
or other forms;
- Information about your transactions with
us or others; and
- Information we receive from third parties
such as a consumer reporting agency.
"Nonpublic personal information" is
nonpublic information about you that we obtain
in connection with providing a financial product
or service to you. For example, nonpublic personal
information includes information regarding your
account balance, payment history, and overdraft
history.
What Information We Disclose
We are permitted under law to disclose nonpublic
personal information about you to other third
parties in certain circumstances. For example,
we may disclose nonpublic personal information
about you to third parties to assist us in servicing
your loan or account with us, to government entities
in response to subpoenas, and to credit bureaus.
We do not disclose any nonpublic personal information
about you to anyone, except as permitted by law.
If you decide to close your account(s) or become
an inactive customer, we will continue to adhere
to the privacy policies and practices described
in this notice.
Our Security Procedures
We restrict access to nonpublic personal information
about you to those employees who need to know
that information to provide products or services
to you. We maintain physical, electronic, and
procedural safeguards that comply with federal
standards to guard your nonpublic personal information.
Joint Marketing Agreements
We may disclose all of the information we collect,
as described above, to companies that perform
marketing services on our behalf or to other financial
institutions with which we have joint marketing
agreements.
If you would like further information regarding
our privacy policy, please contact the Compliance
Officer at our Broken Bow office.
|
